BREAKING NEWS

New Rules of Options to pay Real Estate Agents went into effect August 17, 2024

BUYERS

CAN CHOOSE IF THEY WANT TO USE, AND PAY, AN AGENT TO BUY A LISTED HOME OR NOT -BUT ARE NOT REQUIRED TO DO SO- BETTER AND LESS EXPENSIVE OPTIONS EXIST 

SELLERS

NO LONGER HAVE TO PRESET AN AMOUNT TO PAY A BUYER’S AGENT IF THEY LIST THEIR PROPERTY FOR SALE

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Fed announces BIG 50 basis point RATE CUT
On September 18th, 2024!!
Lowest Mortgage Rates in 2 years.

Keith L. Eliou, Esq., CFP, RIA, MBA

- Financial & Retirement Planning

-Mortgages & Real Estate

-Elder Law & Estate Planning

-Asset Protection Planning

-Medicare & Retirement Planning

-Disability and Income Protection

- Life Insurance

- 529s and Education Planning

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How to Avoid Private Mortgage Insurance (PMI)

How to Avoid Private Mortgage Insurance (PMI)

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How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

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Do VA Entitlements Ever Expire?

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Get a Mortgage even if You Just Started a New Job

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One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca

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Does the VA Offer Reverse Mortgages?

Does the VA Offer Reverse Mortgages?

If you are a veteran and looking for ways to tap your equity in retirement, you may be wondering about the possibility of using a reverse mortgage. Is a reverse mortgage right for you and does the VA offer them? What is a Reverse Mortgage? A reverse mor

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How Do VA Loan Rates Compare to Other Loans?

How Do VA Loan Rates Compare to Other Loans?

If you are an active-duty or veteran military service person, VA home loans are an incredible home loan option; the fees are low, no down payment is required, and there is technically no minimum credit score bar to clear. In fact, 90% of VA loans are made

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